1. APPLICATION OF TERMS
   1. These Terms apply to your use of the Website. By accessing and using the Website:
      1. you agree to these Terms; and
      2. where your access and use is on behalf of another person (e.g. a company), you confirm that you are authorised to, and do in fact, agree to these Terms on that person’s behalf and that, by agreeing to these Terms on that person’s behalf, that person is bound by these Terms.
   2. If you do not agree to these Terms, you are not authorised to access and use the Website, and you must immediately stop doing so.
      
      
2. CHANGES
   1. We may change these Terms at any time by updating them on the Website. Unless stated otherwise, any change takes effect immediately.  You are responsible for ensuring you are familiar with the latest Terms.  By continuing to access and use the Website, you agree to be bound by the changed Terms.
   2. We may change, suspend, discontinue, or restrict access to, the Website without notice or liability.
   3. These Terms were last updated on [insert date]. [User note:  This date should be updated each time you change your Website Terms of Use.]
      
3. DEFINITIONS

In these Terms:

including and similar words do not imply any limit

Loss includes loss of profits, savings, revenue or data, and any other claim, damage, loss, liability and cost, including legal costs on a solicitor and own client basis

personal information means information about an identifiable, living person

Terms means these terms and conditions titled Website Terms of Use

Underlying System means any network, system, software, data or material that underlies or is connected to the Website

User ID means a unique name and/or password allocated to you to allow you to access certain parts of the Website

We, us or our means [insert your full legal name]

Website means [insert URL]

You means you or, if clause 1.1b applies, both you and the other person on whose behalf you are acting.